oh dear...
just got refused insurance on my kit from 2gether.
"We no longer insure under-25s on 2 seater sports cars unless they have significant experience of driving that type of vehicle".
Any other options for a young driver (23)?
[Edited on 5/5/10 by cd.thomson]
Adrian Flux and Footman James
What engine size is it?
Rules have changed recently it seems so that its almost impossible to get insurance on a bike engine or 2 litre car engine if under 25.
thats not good
why have the rules changed? is it because us younguns keep crashing?
Try Keith Youngs at Allstyles insurance, U2U coming your way!
i am so glad im an old f*%ker....(32)
[Edited on 5-5-10 by Fozzie]
quote:
Originally posted by 55ant
thats not good
why have the rules changed? is it because us younguns keep crashing?
quote:
Originally posted by boggle
i am so glad im an old f*%ker....(32)
I will keep you all updated on my progress
Adrian flux:
£954 just for me doing 3000 miles in a year £7500 value.
Putting my old man on the policy (a must) will "significantly" increase that
ETA: two weeks ago I got a quote for £230 from 2gether. Now this... If I can't get a quote for less than £500 with just me on the policy doing
less than 5000 miles then I'm literally going to have to sell it.
what a ballache!
[Edited on 5/5/10 by cd.thomson]
Just done my insurance.
£158 Fully Comp, me and the wife, 3k miles a year in 3.5 litre V8, value £8k.
Glad i'm an OLD Fuc**er (57)
[Edited on 5/5/2010 by wilkingj]
quote:
Originally posted by boggle
i am so glad im an old f*%er....(32)
great. enjoy it.
Adrian Flux seem to generally have high prices. I will be very surprised if Allstyles dont get you a quote under £500.
Can you look at this from a different angle?
If you and your dad will be driving the car equal amounts then why doesnt he take out a policy and then add you as a named driver?
I do this with my TVR, its all above board and gets around the age issue...
quote:
Originally posted by cd.thomson
two weeks ago I got a quote for £230 from 2gether.
[Edited on 5/5/10 by cd.thomson]
ive asked each place about having my dad as the registered keeper and me as a named driver and they've refused to quote for that situation.
the thing is my dad has a sp10, cu80 (so 6 points in total) and a £1200 claim.
then put your mum on instead?
try MSM insurance, thay insured me last year when i was 24 running red top with value £10K fully comp, 3000miles a year, think it cost me about £400
quote:
Originally posted by cd.thomson
ive asked each place about having my dad as the registered keeper and me as a named driver and they've refused to quote for that situation.
the thing is my dad has a sp10, cu80 (so 6 points in total) and a £1200 claim.
Yes he will pay the difference, but I still can't afford the intial £1000 for me.
Still not heard anything back from allstyles.
quote:
Originally posted by cd.thomson
oh dear...
just got refused insurance on my kit from 2gether.
"We no longer insure under-25s on 2 seater sports cars unless they have significant experience of driving that type of vehicle".
Any other options for a young driver (23)?
[Edited on 5/5/10 by cd.thomson]
I'd say "well it's a good thing I've got lots of experience driving 2 seater sports cars then"
I had that question asked when I insured an Elise. I had done Caterham days and Palmer days and they said that was fine.
Ask them if a Caterham day counts as experience and if so get yourself booked on one £200 and jobs a carrot, plus you'll have a great day out
quote:
Originally posted by cd.thomson
oh dear...
just got refused insurance on my kit from 2gether.
"We no longer insure under-25s on 2 seater sports cars unless they have significant experience of driving that type of vehicle".
Any other options for a young driver (23)?
[Edited on 5/5/10 by cd.thomson]
MSM or maybe sureterm. Or as mentioned get on a couple of caterham days. The slalom day that they sometimes organise is good fun (there might even be a pistonheads one on the go soon)
its first time insurance.
i need it insured as of monday so a caterham day isnt possible unfortunately.
This really isnt looking hopeful.
Say you've done one and then get one booked.
Pistonheads are running a competition at the moment with regional and main finals, that's under £200 to enter and you might get 2 or 3 days out
of that, if you win then your insurers really couldn't argue
What if you fitted a smaller engine such as a 1.1/1.3 just to get you driving. Then in 2yrs time swap the engine back in?
Mark
quote:
Originally posted by tul214
What if you fitted a smaller engine such as a 1.1/1.3 just to get you driving. Then in 2yrs time swap the engine back in?
Mark
Guys ... please......Less of the swearing ..... at least use some expletives.....
I have had to edit a few posts here.....including the ones who had quoted the 'offending' post ...
Fozzie .... Admin
I'm with footman James, Im 20 and have a Mk Indy 2.0l valued at 8k and 3000 miles per year and I pay just over £650 for the year with no years no
clams
hopefully that might go down next year because I'll be 21
hopefully.... Lol
Odd, pretty sure we're with 2gether and have just been re-quoted at £220 after one previous year.
Have they changed their policy or does one year class as 'experience' with such cars?
I'm 22 and dad is older than the sun (53). We were told it makes no difference who you were insured with as they go solely by they highest risk
anyway...
[Edited on 5/5/10 by andylancaster3000]
I get my insurance from Backford Bloor. My renewal last month was £115 for 1500 miles for my 3.5 litre V8 Locost although this was a bit of a special
deal just for me...
http://www.kitcar-insurance.co.uk/
Cheers,
Craig.
Bloomin eck
That's outrageous!
Good luck with getting the price down!
I'm 23 and with MSM on a 2.1 Pinto locost valued at 6k and paying ~£450 iirc.
The Fury was ~£600 with Adrian Flux when I was 21.
just be glad you dont live here in LIVERPOOL i got quoted £2500 by flux and ive got 10 years no claims and am nearly 40
Rescued attachment 100_0986.JPG
I insure mine with a 2.2 mid mounted engine and fibreglass body for £98 third party and parts only with Frank Pickles.
quote:
Originally posted by MakeEverything
I insure mine with a 2.2 mid mounted engine and fibreglass body for £98 third party and parts only with Frank Pickles.
Allstyles:
£1887.20 for just me
£2827.07 for me and my dad
msm have come back with £1249.77 for both me and my dad 1500 miles policy which is getting more realistic and 2gether have offered to have a proper stab on getting me a quote.
no quote from 2gether.
It does my nut in.
me: 23 years old, clean licence, £850 claim - fair play im not the best investment but no quote??
dad: 50 million years old, 6 points sp10 (speeding) and cu80 (mobile phone), £1200 claim - £125 for a years insurance!!!
FUUUUUUUUUUUUUUU
Hi ,
As discussed we could offer a TPFT rate no problems at a competitive rate.
We also had an offer for your father alone.
Thanks
Gary
Craig,
give some of these others a try and don't give up just yet. Might be worth considering the
TPFT offer just to get it on the road for a year or two.......
Phil
ah thats a good list, thanks hellfire.
Gary, I'm waiting for a call back on the TPFT front - not frustrated with you, just at the amount of grief the car has given me!
are you wanting it fully comp?
yes ideally id be after fully comp
quote:
Originally posted by cd.thomson
yes ideally id be after fully comp