MikeRJ
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| posted on 30/7/09 at 08:25 PM |
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Would you bother with an HPI check on a £4k car?
Someone who deals with cars as a sideline reckons that virtualy no-one bothers with an HPI check for a £4k-£5k car, which I find very surprising. I
reckon this is a significant amount of money for most people, which would make the £5-10 for an HPI check very worthwhile.
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mistergrumpy
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| posted on 30/7/09 at 08:41 PM |
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I've never paid for a HPI check simply because when buying cars around that price I was just too skint to shell out any more than absolutely
necessary.
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MikeRJ
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| posted on 30/7/09 at 09:08 PM |
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I find this odd, since the extra fiver could mean the difference between keeping the car or losing everything if the car has outstanding finance.
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flak monkey
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| posted on 30/7/09 at 09:32 PM |
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Do what I do and ask the seller to provide one.
David
Sera
http://www.motosera.com
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MikeR
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| posted on 30/7/09 at 10:31 PM |
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I would - as for the reasons stated above, like flaks idea tho 
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Peteff
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| posted on 31/7/09 at 08:28 AM |
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If you are keeping it and running it into the ground it doesn't matter if it's been written off before as long as you check the repair
work but if you might be selling it on you don't want to pay full price then have trouble getting what you want later if the next buyer does a
HPI check.
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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Snuggs
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| posted on 31/7/09 at 01:16 PM |
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Any dealer that told me that a HPI check was not worth it on a 4k car would be talking to the back of my head before he had finished the sentence 
----------------------------------------------------------------------------------------------------
http://www.topcashback.co.uk/ref/snuggstcb
Spider pig, spider pig, does whatever a spider pig does.
I doubt therefore I may be.
Luposlipophobia : Fear of being chased by wolves around a freshly waxed kitchen floor, while wearing only socks on your feet.
My mind not only wanders, sometimes it leaves completely!
http://www.venganza.org
http://www.jesusandmo.net/
http://www.snuggs.co.uk
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iank
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| posted on 31/7/09 at 02:05 PM |
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quote:
Originally posted by Snuggs
Any dealer that told me that a HPI check was not worth it on a 4k car would be talking to the back of my head before he had finished the sentence
That's not quite what the OP is saying. That suggests a car dealer says that his customers don't bother getting an HPI for mid priced
cars, but presumably do for cars costing north of £5k.
For the cost it doesn't seem to make sense, but people are strange and I'm sure there's some interesting psycology going on (maybe
people deep down don't want to know if their new car is a bit dodgy, or possibly they don't think loan companies will bother with them for
a cheap car they won't be able to sell for much and will chase the original owner instead (ha!))
--
Never argue with an idiot. They drag you down to their level, then beat you with experience.
Anonymous
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MikeRJ
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| posted on 31/7/09 at 03:11 PM |
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quote:
Originally posted by iank
For the cost it doesn't seem to make sense, but people are strange and I'm sure there's some interesting psycology going on (maybe
people deep down don't want to know if their new car is a bit dodgy, or possibly they don't think loan companies will bother with them for
a cheap car they won't be able to sell for much and will chase the original owner instead (ha!))
This may very well be true, perhaps I am over estimating the common sense of the British public 
The insurance history of a car is generally of less importance (to me) than it's finance history to be honest. I don't change cars very
often, and the value when I do pass them on is such that a Cat D history isn't really significant. With finance the amount owing on the car is
often way more than the car is actually worth, so you may as well have burnt your money in these cases.
[Edited on 31/7/09 by MikeRJ]
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