Bigheppy
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| posted on 27/6/09 at 10:06 AM |
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Credit card
I have just received my statement and have been charged interest despite paying the balance every time before the due date. When I rang to ask why I
was told that they now charge interest for the period between the statement date and the date it is paid even if it is paid before the due date. I did
not have to pay interest before MARBLES was bought out by MBNA. Is this a standard charge with all credit cards or just the MBNA. I dont mind paying
if I dont pay the full amount but when I pay on time it makes me furious. 
I only really use it for ebay purchases and the odd petrol fill up otherwise I wouldn't have one at all.
[Edited on 27/6/09 by Bigheppy]
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Peteff
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| posted on 27/6/09 at 10:16 AM |
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Tell them you want the charge refunding then get a card from your bank and use that if you pay in full every month. I'd be burying them in
emails now as well.
yours, Pete
I went into the RSPCA office the other day. It was so small you could hardly swing a cat in there.
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Bigheppy
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| posted on 27/6/09 at 10:30 AM |
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quote:
Originally posted by Peteff
Tell them you want the charge refunding then get a card from your bank and use that if you pay in full every month. I'd be burying them in
emails now as well.
I'm already looking at getting another card but wondered if they are all doing it.
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geoff shep
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| posted on 27/6/09 at 11:22 AM |
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No it's definitely not standard.
You may find though, that it was in the terms and conditions which you were presumably sent when the card was taken over and which you (like me)
probably ignored.
Is this a monthly card/payment problem or is it the end of a 0% period? More here:
http://forums.moneysavingexpert.com/showthread.html?t=3075
[Edited on 27/6/09 by geoff shep]
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RK
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| posted on 27/6/09 at 02:36 PM |
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You can pay interest on things that were not fully paid quite a while ago. This interest is often not on your statement. Find out how much interest
you owe, pay it all, and you can start again. This is a common issue, that the banks don't advertise, being the thieving scum that they are.
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Bigheppy
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| posted on 27/6/09 at 09:44 PM |
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0% finished years ago. We did not pay the balance once and I accept that I had to pay interest but we now pay the balance up to 10 days before the due
date. But today I was told that I will be getting charged interest betweem the date the statement was sent and the day we pay the balance even if we
pay the balance in full.
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Ninehigh
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| posted on 2/7/09 at 12:29 PM |
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Tell them to stick it...
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