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Author: Subject: Bad Day Follow up
Lurch88

posted on 8/5/09 at 03:11 PM Reply With Quote
Bad Day Follow up

Following on from my post about crashing my car,
the Insurance assessor came this afternoon and wrote the car off (Probably)
The question is if he makes it a category C,B can I still re-chassis it and make it road legal relatively easily?
I really couldn't be arsed with IVA

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blakep82

posted on 8/5/09 at 03:14 PM Reply With Quote
it should really have to be IVAd i think, but if you bought an identical brand new chassis, stamped the same number on it, who's to know...

i don't recommend that sort of behaviour, you understand...





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r1_pete

posted on 8/5/09 at 03:25 PM Reply With Quote
C & D Yes,

B must be permanently dismantled i.e. spares only, never to be put back on the road.

A - Crushed.

D is the best you dont need any post work checks then.






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rayward

posted on 8/5/09 at 03:28 PM Reply With Quote
if you haven;t already you will prob have to surrender the V5

if it ends up cat B,. it cant go back on the road at all, you won;t ba able to get a V5 for the car

Cat C, can go back on the road, but will require a VIC check before DVLA will isue a new V5


some info here that might be of use
hth

Ray

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l0rd

posted on 8/5/09 at 03:42 PM Reply With Quote
Sad for your crash m8.

Would it be bad from me to ask for pictures?

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A1

posted on 8/5/09 at 04:14 PM Reply With Quote
just been through this, dont give in, tell them you want it back, DONT mention the fact that youre replacing the chassis to the insurers. restamp it with the same numbers and youre fine.
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Mark Allanson

posted on 8/5/09 at 04:24 PM Reply With Quote
I used to be an insurance assessor, try and negotiate a 'cash in lieu of repair', this way it won't be on any register and you can repair it any way you like. re chassis -ing is a very acceptable way of repair and fully legal, just keep any receipts.





If you can keep you head, whilst all others around you are losing theirs, you are not fully aware of the situation

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Lurch88

posted on 8/5/09 at 06:13 PM Reply With Quote
That sound promising especially "cash in lieu of repair'
Definatly give that a go. Rescued attachment 05-05-09_1552.jpg
Rescued attachment 05-05-09_1552.jpg

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Lurch88

posted on 8/5/09 at 06:15 PM Reply With Quote
Sorry about the picture taken on my phone .
The Black lump in the grass behind the car is
the front R/H suspension and wheel!

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blakep82

posted on 8/5/09 at 06:21 PM Reply With Quote
hmm, doesn't look toooooooo bad, but i guess it depends on what happened to the suspension mounts, and what they're welded on to





________________________

IVA manual link http://www.businesslink.gov.uk/bdotg/action/detail?type=RESOURCES&itemId=1081997083

don't write OT on a new thread title, you're creating the topic, everything you write is very much ON topic!

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l0rd

posted on 8/5/09 at 10:39 PM Reply With Quote
quote:
Originally posted by Lurch88
Sorry about the picture taken on my phone .
The Black lump in the grass behind the car is
the front R/H suspension and wheel!


At least it wasn't on your head.

Do you have the car at home? I am sorry to ask for more pictures if possible of the damage. I believe it is hard to have to look at your pride an joy like that.

I want to see how much damage it has caused. I remember last year when a westfield? driver had an accident and the car was cut in half.

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Ninehigh

posted on 9/5/09 at 10:29 PM Reply With Quote
The cat C and D are technical write-offs, meaning it would cost the insurer more to repair the vehicle than it's worth. Thing is the insurer has to use new parts and professional guys to do it racking up the bucks. No doubt if you (or some other nice person on this forum) rebuilt it then there'd be no need for the write off to happen. I think it might depend on this "in leiu of repair" thing though but cat C and D are repairable






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Mark Allanson

posted on 14/5/09 at 09:39 PM Reply With Quote
The cash in lieu is simply a deal negotiated between the policyholder and the insurers engineer assessor to close the claim. I need not have any relation to the damage or the repairability.





If you can keep you head, whilst all others around you are losing theirs, you are not fully aware of the situation

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