paulmw
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| posted on 5/6/07 at 09:28 AM |
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Build Insurance
As my garage now totals over £5k of kit bits is it insured under my house hold policy or can I insure it through my car Insurance?
My house insurance covers items upto £2k but would they try and call it a car?
Cheers
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zxrlocost
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| posted on 5/6/07 at 09:37 AM |
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I wouldnt risk it
its £45 through adrian flux
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dan__wright
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| posted on 5/6/07 at 09:41 AM |
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as above, try Adrian flux, wanted £42 to insure £3.5K worth of kit / parts for a year for me.
FREE THE ROADSTER ONE…!!
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paulmw
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| posted on 5/6/07 at 09:52 AM |
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Thanks guys
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Mark Allanson
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| posted on 5/6/07 at 10:41 AM |
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With the Flux policy, you can upgrade to road risk and only be charged for the remaining part of the insurance.
If you can keep you head, whilst all others around you are losing theirs, you are not fully aware of the situation
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Mal
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| posted on 5/6/07 at 04:58 PM |
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Hosehold Insurance does Not cover Car Parts
I naievely thought that the component parts of my car were covered during builld under the household policy in the event of loss, but virtually all
policies exclude them.
From memory the exclusion wording is: 'motor vehicles their parts or accessories.'
Lawn mowers are covered.
So, if for example if you go to Halfords, buy a car battery and put it on the shelf in your garage it is not covered.
But do the same thing with a torch attery and it will be.
Does anyone else know differently to this?
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